Financing Options
We want cost to be the last thing standing between you and the care you need. Waiting to treat back or neck pain often means more months or years of discomfort, so we offer several ways to get the care you need now and pay for it over time through manageable monthly payments. Below you will find the financing options we work with, starting with Affirm.
You may also have options closer to home: many credit unions offer personal loans for medical expenses to their members, so if you already belong to one, it is worth asking about their rates and terms. Whichever route you choose, our team is happy to answer questions and help you find the option that fits your budget.
Get the Care You Want Today. Pay Over Time with Affirm.
Living with pain can affect every aspect of your daily life. Flexible payment options can help you access the care you need and focus on getting back to the activities you enjoy. Don’t let cost delay the treatments you’ve been considering.
With Affirm, you can get prequalified and explore personalized payment options before booking your consultation. Once you’re ready, you can choose a payment plan that fits your budget, with transparent monthly payments and no hidden fees. The process is fast, simple, and designed to help you plan your treatment with confidence.
Why Patients Love Paying with Affirm
- Check your eligibility in minutes
- See your personalized payment options before making a commitment
- No hard credit check to see if you qualify
- Clear, transparent monthly payments
- No late fees or hidden fees
- Instant decisions for eligible applicants
- Loan approvals available up to $30,000
- Choose a payment plan that works best for your budget
How It Works
1. Get Prequalified
Check your eligibility online in just a few minutes and explore the payment options available to you. Get prequalified with Affirm.
2. Explore Your Treatment Options
Meet with our team to create a personalized treatment plan. Whether you’re ready to move forward or still planning your consultation, you’ll have a clear understanding of your payment options up front.
3. Move Forward with Confidence
Once you’ve selected your treatment, choose the Affirm payment option that best fits your budget and enjoy your care now while paying over time.
Frequently Asked Questions
Will checking my eligibility affect my credit score?
No. Checking your eligibility will not impact your credit score.
How long does it take?
Most patients can check their eligibility and view available payment options in just a few minutes.
Do I have to use Affirm after getting prequalified?
No. Getting prequalified simply allows you to explore your available payment options before making a decision.
Can I get prequalified before my consultation?
Yes. In fact, we encourage patients to explore their payment options before booking so they can better plan for treatment.
Can I use Affirm for multiple treatments?
In many cases, yes. Eligibility and available payment options depend on the purchase amount and individual approval.
Ready to Get Started?
Whether you’re ready to schedule your consultation or simply want to understand your payment options, we’re here to help. Call us at (888) 326-3138 to schedule a consultation.
Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amounts may exclude taxes and shipping. For licenses and disclosures, visit affirm.com/licenses.

A Healthcare Credit Card with CareCredit
CareCredit is a credit card designed for health and wellness expenses. If you prefer a card you can use for your treatment, and for other care at the many providers that accept it, CareCredit may be a good fit.
CareCredit offers interest-free promotional financing options on qualifying purchases, which means you may be able to spread out the cost of your care over several months without paying interest, as long as the balance is paid in full within the promotional period. Many people already have a CareCredit card from a prior dental, veterinary, vision, or other healthcare visit. If that sounds like you, you may already have the financing you need available, and you can simply use your existing card for your care with us. Not sure? Give our office a call and we will be happy to help.
- A credit card for medical expenses.
- Fixed monthly payment plans.
- Interest-free promotional financing options on qualifying purchases.
- Use the calculator below to estimate your monthly payments.
CareCredit is subject to credit approval. Promotional financing requires a qualifying purchase, and available terms vary. If the promotional balance is not paid in full by the end of the promotional period, interest may be charged from the original purchase date. Please see carecredit.com for details.

Personal Loans for Healthcare with Prosper
Prosper offers personal loans that can be used for healthcare expenses. If you would rather finance your care with a loan than a credit card, Prosper is another option to consider.
- Pay for healthcare with a simple, affordable, personalized payment plan.
- Review your options online before you commit.
- Visit prosper.com/healthcare to learn more.
Prosper loans are subject to credit approval. Rates, terms, and availability vary. Please see prosper.com for details.
